When taking out a new policy or renewing a current coverage, you must inform your insurer about your conviction. Your insurance coverage will almost certainly be voided if you fail to comply with this requirement should you ever need to file a claim. It has already been mentioned that being convicted of drunk driving (DR10) might significantly increase the cost of your insurance coverage. Even if your original insurer agrees to continue to cover you, it is common for your insurance premium to increase by at least 100% due to your criminal conviction to meet the additional costs. Depending on how terrible your situation is, it is feasible that your case will be even more expensive.


When it comes to insurance for drink driving , insurance companies often require that a conviction be reported for a minimum of three to five years, depending on the company. Convictions that are considered more serious, on the other hand, might result in points being assessed against your licence for as long as eleven years. Your auto insurance will likely remain more expensive throughout this period. Someone you know has been charged with driving under the influence of alcohol or drugs, which is something no one ever expects or wishes to happen to them. Most customers are bewildered and unsure about what they should do to advance their case’s interests, and gathering information is something that most people want to start before deciding how to proceed.


  • Considering the costs of all of the consequences that follow a conviction is a process that should be encouraged rather than discouraged.
  • The consequences of being convicted of driving under the influence can be severe, and there are various ramifications to consider.
  • The consequences of being convicted of drunk driving are serious and life-altering.
  • Still, even after your disqualification time has gone, you will probably face extra repercussions for many years to come.
  • The increase in your insurance premiums will likely prove to be the most expensive of these additional expenditures.


Insurance for drink driving is associated with higher insurance premiums. Many insurers will refuse to insure drivers who have been convicted of drunk driving within the last five years, and your existing insurer may refuse to insure you once your disqualification period has finished. According to our extensive market study findings, the average increase in insurance rates for the first five years following a conviction is 103.5 per cent. Instead of £1000 in insurance premiums before being convicted, you can expect your insurance company to pay a higher premium of £2032.50 due to your conviction and subsequent imprisonment. The amount spent on premiums will be multiplied by the five years your insurers would sanction you with higher rates, resulting in an additional expenditure of £5162.50 in premiums.


Insurers are cautious of drivers who have been convicted of driving under the influence of alcohol or drugs. Insurance for drink driving that will cover you after you have been barred from driving because of an arrest and now want to get back on the road can be exceedingly difficult. Because you are now considered a high-risk driver, this is the case. Obtaining insurance for convicted drivers is a topic covered in greater depth on our website dedicated to convicted drivers’ insurance.



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